Business Insurance
No matter how large or small your business, you need insurance. Professional Insurance can design an insurance program for the smallest home based business to large national and foreign companies. Business Insurance is our specialty. Professional Insurance represents over 25 insurance companies to insure your liability and property insurance. Our workers compensation department represents 20+ national and regional companies.
Professional Insurance has agents who specialize in every segment of the business community who can help design a cost effective insurance program to protect you and the unique characteristics of your business.
Click on one of the classes of business below to get a better understanding of the types of coverages and policies your business should consider buying.
- Wholesalers & Distributors
- Retailers
- Restaurants, Bars, Taverns & Night Clubs
- Auto Repair, Body Shops, Quick Lube, Gas Stations etc.
- Apartments, Condominiums, Homeowner's Association, Planned Unit Developments
- Property Owners (Landlords), Shopping Centers, Office Buildings
- Professional Offices, Doctors, Lawyers, Accountants etc
- Manufacturers
- Construction & Engineering, Artisan, General, & Subcontractor
- Internet & Technology Services, Computer Programmers and Software Developers
- Professional Services and Consultants
- Non-Profit Organizations
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Click on one of the links below to learn what these different types of policies insure against and some of the ins and outs of business insurance. Where available we have also provided sample claim scenarios.
Liability Policies:
- General Liability Insurance
- Cyber Liability for Website Owners and Developers
- Umbrella
- Pollution Insurance
- Director’s & Officer’s Liability Insurance
- Professional Liability Insurance (Errors & Omissions)
- Employee Benefits Liability Insurance
- Representations & Warranties Liability Insurance
- Media Liability Insurance
- Liquor Legal Liability
Property Policies:
- Business Owner's Policy (BOP)
- Property Insurance
- Earthquake Insurance
- Flood Insurance
- Inland and Ocean Marine
- Crime Insurance
- Mechanical Breakdown Insurance
Auto Policies:
Employee Policies:
- Workers Compensation Insurance
- Employment Related Practices Liability Insurance
- Fiduciary Liability Insurance
Other Types of Policies:
- Garage Liability including Garagekeeper's
- Foreign Liability, Property, and Workers Compensation Insurance
- Kidnap & Ransom Insurance
- Life Insurance for your Business
- Accident & Injury Insurance
- Pre Paid Legal
It is important to make sure your insurance program covers the basics. Always consult with an insurance professional to tailor a program to fit your business insurance needs.
However it is equally important for every business owner to understand common policy exclusions.