Website Insurance
Does your company have a website? Are you aware of the new liability exposures you have just created for your business?
One of the most overlooked coverages for the new internet business is media liability. For any business who has a website, whether you are a technology account or not, you need to insure against media, publishing, advertising, patent and copyright infringement liability.
The CyberLiability Plus product is at the forefront of insuring the technology risk. Developed by Media Professionals and Gulf Insurance Company, this product captures several of the unique coverages associated with e-commerce.
FEATURES
- Occurrence Form
- Cyberspace Activities specially crafted for the Account
- Combined Content and Errors, Omissions & Negligent Acts Coverage
- Personal Injury
- Copyright Infringement
- Trademark Infringement
- Unauthorized Access - including theft of customers credit card data.
- No Punitive Damages Exclusion (where allowed by law)
- 60 Day Automatic Coverage for Wholly-Owned Entities Created or Acquired during the Policy Period
COVERAGE TERRITORY
- Universal
FORMS & LIMITS
- $10,000,000 Policy Limit capacity
- Premiums start at just $1,000 for $100/300,000 Limits
OPTIONAL COVERAGES
- Split Limits
- Contingent BI/PD
- Multiyear Policy up to 3 years
- Prior Acts Coverage Qualified Accounts
CLASSES WRITTEN UNDER THE CYBER LIABILITY PLUS" PROGRAM
CyberLiability Plus is designed for entities whose primary business focus is the dissemination of information and/or performance of services utilizing on-line technology. The following is a list of classes written under the CyberLiability PLUSTM program. This list is not all-inclusive.
- Proprietary On-line Services
- Internet Access Providers
- Web Site Developers, Designers and Consultants
- Web Hosts and Administrators
- Web Site Owners
- Bulletin Board, Chat Room, Forum and News Group Hosts
- Cyberspace Software Developers
- Interactive Electronic Environments
- Internet Content Providers
- Intranet/Network/Extranet Hosts
- Managers & Consultants
- Search Engine Providers
- Electronic Commerce Providers
For a list of sample claims here...