Foreign Voluntary Workers' Compensation Insurance
This specialized policy insures company employees working outside the United States or Canada, as well as third-country nationals. By covering employees outside their home country, the policy eliminates the coverage gap inherent in U. S./Canadian workers' comp. policies.
Coverage applies to claims involving work-related injuries and endemic diseases. Additional protection is available, including:
- Employer's Liability Insurance: Provides coverage for amounts
the insured company may be required to pay due to legal obligations resulting
from bodily injury or death of overseas employees.
- Coverage for Excess Repatriation Expenses: Reimburses the insured up to the specific limit of liability for expenses beyond normal transportation costs for repatriation of injured, sick or deceased employees to the United States, Canada or country of hire.
The descriptions herein are summaries only, and do not include all term, conditions and exclusions. Please refer to the actual policies and endorsements for complete details of coverage. Coverages are underwritten by member insurance companies of American International Group, Inc. Coverage may not be available in all jurisdictions.