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Professional Services & Consultants Business Insurance

PIA has been tailoring insurance programs for professional service and consulting risk since our opening in 1960. From acupuncturists and chiropractors, to dentists and family physicians we have a custom program to protect your professional office. What kind of coverage do you need?

As a bare minimum you should carry:

General Liability to insure against third party negligence claims.
Professional Liability to insure against Error's & Omissions in your advice or judgment, medical malpractice etc.
Property to insure buildings, office equipment, stock, loss of income, and inventory.
EDP to insure your computer hardware and software equipment.
Transportation and Cargo to insure goods in transit away from your premises.
Crime to insure against employee theft, and theft of monies and securities.

In addition to the above types of coverage you may need:

Workers Compensation which is required by law if you have any employees
Auto Insurance if your company owns any vehicles.
Umbrella Liability Insurance for extra protection.
Mechanical Breakdown Insurance to cover sudden and accidental loss due to electrical surges in your air conditioning, appliances, or electrical systems.

Other considerations that we highly recommend are:

Employment Practices Liability to insure against employee suits arising from sexual harassment, wrongful termination, and discrimination.
Fiduciary Liability to insure against employee suits arising from employee benefit plans.
Director's & Officer's Liability to protect your company and board of directors from liability suits.
If your organization has a website we also recommend Media Liability Insurance.

To get your free, no hassle quote call PIA toll free now, 800-596-7333 or complete our online quote form