Business Insurance > Property Causes of Loss

Property Causes of Loss

Building and Contents Causes of Loss Table

Causes of Loss Forms Basic Broad Special
Property Policy Type ISO 10-10 ISO 10-20 ISO 10-30
Fire X X X
Lightning X X X
Explosion X X X
Windstorm or Hail X X X
Smoke X X X
Aircraft or Vehicles X X X
Riot or Civil Commotion X X X
Vandalism X X X
Sprinkler Leakage X X X
Sinkhole Collapse X X X
Volcanic Action X X X
Breakage of Glass   X X
Falling Objects   X X
Weight of Snow, Ice, Sleet   X X
Water Damage   X X
Collapse   X X
Risks of Direct Physical Loss     X