If a driver who is not named on my policy borrows my vehicle, is that driver and my vehicle automatically covered? | PIA

If a driver who is not named on my policy borrows my vehicle, is that driver and my vehicle automatically covered?

If a driver who is not named on my policy borrows my vehicle, is that driver and my vehicle automatically covered?

Most policies are “permissive” use policies so you would be covered. If you purchased a “named-driver” or “named-operator” policy, only drivers listed on the policy are covered.