What is medical payment coverage?
Not required by law, covers you for your bodily injury bills if you are hit by someone who does not have enough insurance. In the form of a split limit or a single limit with some companies. Example if you purchase $15/$30,000 UM coverage, and you are hit by someone who only has $15,000 of bodily injury coverage but you have $30,000 of bills, the company will pay you up to $15,000 since you were hit by an underinsured motorist.