Commercial insurance has been a part of PIA since opening our doors in 1960. Through a consultative approach, we capture your particular business needs, evolving challenges, and exposures. This allows PIA to promote your risk to our carriers in the best possible light. PIA represents dozens of insurance carriers who insure professional enterprises so we can offer both small companies and complex organizations a full range of coverage for the best protection.
PIA merges industry experience with technology to provide you with the best quotes for your insurance needs, including a new Worker’s Compensation quote direct with Compwest.
Our proactive approach doesn’t stop there. PIA continues to serve our clients through:
(GLI), also known as commercial general liability (CGL) insurance, can help protect your
business if someone sues you for causing property damage or bodily injury.
A series of policies that provide either property protection coverage or liability coverage for
property owners. can include homeowners, renters, flood, and earthquake insurance.
Business insurance that provides benefits to employees who suffer work-related injuries or illnesses. Specifically, this insurance helps pay for medical care, wage loss, and death benefits.
Legally binding contracts that ensure obligations are met—or in the case of failure, that recompense will be paid to cover the missed obligations. Surety bonds can be used to ensure government contracts are completed, to cover losses arising from a court case or to protect a company from employee dishonesty.
Protects you and your company against a claim that professional advice or services you provided caused a client or customer financial harm due to mistakes on your business’s part or because the business failed to perform some service.
Protects the personal assets of corporate directors and officers, and their spouses, in the event they are personally sued by employees, vendors, competitors, investors, customers, or other parties, for actual or alleged wrongful acts in managing a company.
Protects employers from financial loss if a worker has a job-related injury or illness not covered
by workers’ compensation. EPLI can be packaged with workers’ compensation insurance to further protect companies against costs associated with workplace injuries, illnesses, and deaths not covered under workers’ compensation.
A Specialty insurance product used to cover the costs of a data security breach for things like identity protection solutions, public relations, legal fees, liability.
Policy to protect against losses from business-related crime. The policy can cover cash, assets, merchandise or other property loss when someone perpetrates fraud, embezzlement, forgery, misrepresentation, robbery, theft or any other type of business-related crime on the company.
Extra liability insurance coverage that goes beyond the limits of the insured’s homeowners, auto, or watercraft insurance. It’s an additional layer of security to those who are at risk of being sued for damages to other people’s property or injuries caused to others in an accident. It also protects against libel, vandalism, slander, and invasion of privacy.
Life Insurance helps protect the financial futures of those who depend on an employee’s paycheck. Group Life insurance helps pay a beneficiary a lump sum amount upon an employee’s death. Health helps pay for medical expenses such as doctor’s visits, hospital stays, medications, tests, and procedures. It ensures that people can afford their medical expenses.
Coverage an employer can purchase to protect claims made by employees over administrative errors regarding their group insurance coverage, pension plans, stock options, and other benefits.This coverage is usually added as an endorsement to an existing liability insurance policy.
A wide-ranging policy that helps cover the costs of a data security breach that compromises sensitive data. Cyber insurance covers two main types of losses: first party and third party.
Targeted at protecting businesses’ and employers’ assets against fiduciary-related claims of mismanagement of a company’s employee benefit plans. It is not required by the Employee Retirement Income Security Act (ERISA) or any federal statute. If a claim is made against the policyholder of this insurance, it covers the legal expenses of defending against the claim, as well as the financial losses the plan may have incurred due to errors, omissions or breach of fiduciary duty.